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American ex-pats and the Affordable Health Care act


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Why bother with all that? Once here, file your last partial year's state taxes and you're done. As long as you don't own a house in the states, you're not a resident of a state.

 

I wonder where that leaves the renters?  I didn't think property ownership was the basis for residence.  I've lived in CA, NY, WA, AL, IL, IA, OK and each of those states had slightly differing views on what they used as a basis for residence….not to be confused with domicile.  I've lived in one state and commuted to work in another.  My income came from one state and my taxes were paid to another state.  Not as obvious as to where I owned property.  I was a renter in most of those states.  In a couple of instances, I even lived overseas and owned property in a state.  It would have been great if the rules were so simple.

 

The OP was interested in health care and not sure if he got the answers he wanted.  This question has come up long before the affordable care act was in place.  The situation applies to US citizens who live overseas and return to the US and are eligible for Medicare part B.  There can be protracted arguments about whether they are required to pay penalties for part B of Medicare. It will depend upon health insurance coverage they may (or may not) have had while overseas.  

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move your home of record to Guam  and hope over and get a Guam DL.  Guam no sALES TAX and no TERRITORIAL TAX.  The Guam DL gives you relief from state sales tax when you purchase items on the mainlan

I don't believe it matters what countries you visit as long as you aren't in the US more 30 days a year.

Exactly.  No need to bother with state taxes once you live here.

SkyMan

I wonder where that leaves the renters? I didn't think property ownership was the basis for residence. I've lived in CA, NY, WA, AL, IL, IA, OK and each of those states had slightly differing views on what they used as a basis for residence….not to be confused with domicile. I've lived in one state and commuted to work in another. My income came from one state and my taxes were paid to another state. Not as obvious as to where I owned property. I was a renter in most of those states. In a couple of instances, I even lived overseas and owned property in a state. It would have been great if the rules were so simple.

If any state says you're still a resident and you owe taxes you tell them the date you moved to the Philippines and that's it.
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JSL-USMC

Really confused by all of this. I am retired military and my family and I are eligible for Tricare. I am 100% by the VA but that only takes care of service connected disabilities. I don't intend to sign up for any thing. Anyone see any pros or cons for that course? How does Medicare and Medicare part B figure in to this?

I'm still paying $110 per month for part B. Really at a loss...

I've been wondering if anyone in the Obama administration knew anything about Medicare or even if we had it.

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Really confused by all of this. I am retired military and my family and I are eligible for Tricare. I am 100% by the VA but that only takes care of service connected disabilities. I don't intend to sign up for any thing. Anyone see any pros or cons for that course? How does Medicare and Medicare part B figure in to this?

I'm still paying $110 per month for part B. Really at a loss...

I've been wondering if anyone in the Obama administration knew anything about Medicare or even if we had it.

 Check with local rep if you can - I'm only 30% but VA covers ALL my medical needs except dental  and prescriptions $8 USD / month per drug - service and non-service - gere in US

 

Flu shots, physical thready, Poop Shoot I.Q.(Colon examination), quarterly blood work,  etc - also emergency room when I took the top of my knuckle off trimming tree

 

Government healthcare - which includes VA is automatically approved under Obamanatoin care - have letter from VA in files stating that.

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Yeah just file your Federal return with Philippines  as your address and then you wont have to file a state tax return. Stay outside the states for 330 days a CALENDAR year and you are excused from the ACA. Pretty sure you will have to use ex-pat insurance if you want to be insured. There will be no ACA insurance that will cover you (pretty sure). When you visit the US be sure to have some travelers insurance which I think somebody said that your credit card might give you ... gratis ???

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Fluke, it's gotta be a Holiday Inn Express!

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CebuKano

Also, if you adjust your witholding for federal taxes to be close to even for what you will owe at the end of the tax year ( no refund due ) the federal government can't collect the penalty for not enrolling in the socialist government "health" care nonscense regardless of where your home of record is. Think smart ;)

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Also, if you adjust your witholding for federal taxes to be close to even for what you will owe at the end of the tax year ( no refund due ) the federal government can't collect the penalty for not enrolling in the socialist government "health" care nonscense regardless of where your home of record is. Think smart ;)

 

I hope you don't really believe that, because if you do...you will be in for a rude awakening. Do you really believe the only way the US government can get money from you is by taking it out of your refund?

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Salty Dog

Check with local rep if you can - I'm only 30% but VA covers ALL my medical needs except dental and prescriptions $8 USD / month per drug - service and non-service - gere in US

 

Flu shots, physical thready, Poop Shoot I.Q.(Colon examination), quarterly blood work, etc - also emergency room when I took the top of my knuckle off trimming tree

 

Government healthcare - which includes VA is automatically approved under Obamanatoin care - have letter from VA in files stating that.

Some clinics will do that but they aren't required to cover non service connected, except for maybe someone who is 100%. My father was told several times that he wasn't covered for everything but they did it anyway. I am retired with no service connected disability but in the states I can use VA with a minimum charge. They even accept payments from TRICARE.
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Monsoon

I hope you don't really believe that, because if you do...you will be in for a rude awakening. Do you really believe the only way the US government can get money from you is by taking it out of your refund?

 

I will respond to any correspondence sent to me related to  obama care the same way I did when the IRS sent me a letter requesting more information about my 2005 tax return. I wrote on their letter in block letters, "GO feck YOURSELF" and sent it back to them. Never heard from them again. I did what I was required, I filed a tax return and I paid more than double in taxes than the average American grossed in income that year. They were just trying to get me to disclose something that could be self incriminating. And they got the answer they deserved. 

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CebuKano

I hope you don't really believe that, because if you do...you will be in for a rude awakening. Do you really believe the only way the US government can get money from you is by taking it out of your refund?

No, I just posted it to impress you. This is indeed the case now. Look it up. The IRS is only authorized to deduct the penalty for not signing up from your income tax refund, if any. Look it up.

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ed villas

 

 

I'm still paying $110 per month for part B. Really at a loss...

I have read on the SSS or medicare website that 1 can CANCEL the PART B premiums

if they are living outside the USA  has any one else read or seen that INFO. what i did read that if 1 cancel and later wants to reinstate he/she must pay a penalty..

after reading all the posts . NOT anyone has said they contacted or asked any EXPAT organization

what they have heard or know

 

expat organization = democrats abroad,vote-abroad American women's club(manila) or SSS? 

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Expats using tricare I am told have to have part B

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Medicare part B, you old guys can ask me in 10 years ?

 

Again ACA is  only in effect if you spend 35 or more days a year in the U.S.. If you spend 60 days for example will they pro rate it ? I don't know. I need to call them again regarding if the 35 days is in full effect in 2014 or will it  kick in 2015. I know you are required to have a policy in place by March 31   and the policy needs to start at  May 1 at the latest.  I'll post it up even if nobody wants to know.

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Expats using tricare I am told have to have part B

 

That is correct if you are over 65. If you decline Medicare Part B, then you lose your right to Tricare benefits. If you change your mind later, you can still opt for Part B, but you will not be able to retrieve your Tricare benefits. While Tricare isn't really worth a shit here anyway, if you ever move back to the US, you will need it. Therefore, unless they are absolutely sure they will never leave the Philippines, military retirees should NOT opt out of Part B.

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