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Are American expats going to buy US health insurance or pay the fine?


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i would be under the impression that the government wants your money and could not care less about if you can use it or not ..  but that's just my assumption going on how they normally do things

I have never hated a sitting President more than the piece of shit that is in office now.    Jesus, this whole thread makes me want to puke. Apologies to the OP, but, that is how I feel because of O

I am under the impression expats are exempt from this law. How are we supposed to use USA health insurance here?

throttleplate

I am curious to hear about the members on linc on what they are planning on doing about signing up and if deciding to pay penalty the penalty will increase next year meaning it will get more expensive as the years go on paying penalty er tax.

 

I myself am using medicare so no need for new health care.If I didn't have medicare I would have to wait and see how much of a subsidy the government would pay me towards my overall cost as I make below the poverty line for income.If it would come out to me paying over $200.00 a month I would pay the penalty,also the restriction of not being able to use it in the ph is a real bummer

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wacobay

I am curious to hear about the members on linc on what they are planning on doing about signing up and if deciding to pay penalty the penalty will increase next year meaning it will get more expensive as the years go on paying penalty er tax.

 

I myself am using medicare so no need for new health care.If I didn't have medicare I would have to wait and see how much of a subsidy the government would pay me towards my overall cost as I make below the poverty line for income.If it would come out to me paying over $200.00 a month I would pay the penalty,also the restriction of not being able to use it in the ph is a real bummer

Throttleplate,

 

                     Just curious, your profile says you are current resident of Philippines , so I guess you mean you pay for Medicare part B and will return to U.S for care since we can't use Medicare in the Philippines. Thanks.

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hchoate

It’s true that the penalty for carrying no insurance is just $95 in the first year, which is a lot less than the full price of health insurance. But the penalty actually gets larger in 2015 and 2016, so that’s eventually $695 a year for a single adult, up to $2,085 a year for a family, or 2.5 percent of household income (whichever is greater). That won’t make much difference in the law’s first year, but it will make a difference afterwards—and insurers calculating their premiums can plan based on that increase.

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CebuKano

I believe that expats are exempt from fines, etc.. for now? I haven't researched it in awhile and really don't want to... Always makes me want to vomit....I look forward to other input.

Edited by Motörhead
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stevehann

I am under the impression expats are exempt from this law. How are we supposed to use USA health insurance here?

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broden

i would be under the impression that the government wants your money and could not care less about if you can use it or not .. 

but that's just my assumption going on how they normally do things

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CebuKano

i would be under the impression that the government wants your money and could not care less about if you can use it or not .. 

but that's just my assumption going on how they normally do things

Like income tax? :( yeah, sad but all so true.. I wouldn't put anything past them...

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hchoate

I am under the impression expats are exempt from this law. How are we supposed to use USA health insurance here?

 

That's logical and just. That and a buck will get you a coffee.

 

The underlying (or just plain lying) premise of the Affordable Health Care Act is that lots of people who won't use it must pay to cover all those that will.

 

Unless you qualify for a crony-waiver, that's you I bet.

 

But, if that depresses you, this may be covered:

 

The shrink’s couch has now moved to your living room. Researchers at the University of Zurich have found that online psychotherapy is as good as or even more successful than in-person psychotherapy at reducing symptoms like depression. Kurzweil News:

“In both groups, the depression values fell significantly,” says Professor Andreas Maercker, summing up the results of the study. At the end of the treatment, no more depression could be diagnosed in 53 percent of the patients who underwent online therapy—compared to 50 percent for face-to-face therapy.

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throttleplate

Throttleplate,

 

                     Just curious, your profile says you are current resident of Philippines , so I guess you mean you pay for Medicare part B and will return to U.S for care since we can't use Medicare in the Philippines. Thanks.

I live in the ph for 12 months and then go back to the states for 3 months and then back to ph.I am currently in the usa now and just booked flight to come back to ph in oct.I come back to the usa to use the V.A. for veterans and also use medicare part B doctors.I come back to the usa for 2 reasons,1 is to see my dad whom I stay with when back in usa and 2 to get quality medical care as I found it useless in the ph for the problem I had with bad shoulder.

 

I was offered a shoulder operation for my AC joint by the usa doctor but didn't want to spend more months in usa rehabbing so I took the cortisone shot instead and will see how I feel next year on weather I should get operation.I have had both shoulders operated on years ago,torn labrums and rotator cuffs so I know all about shoulder pain and rehab,the AC joint is a much less invasive operation so recovery is much shorter so knowing this now will help me plan for next year.

 

I went to a orthopedic specialist in Iloilo and he was so inept with his testing me and the x-rays looked like something that came out of a 35mm camera that I knew I wasn't gonna get healed by him especially after he told me it wasn't my shoulder but my neck and he prescribed neck traction in the therapy room.I looked at the old antiqued neck harness they put over your neck and head and the old wooden chair to sit in and got a sick feeling and said no way and left and made an appointment with a medicare ortho surgeon in the usa so when I got off the plane in usa I was seeing a surgeon in 2 days.

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throttleplate

I am under the impression expats are exempt from this law. How are we supposed to use USA health insurance here?

its a tax,it was noted by the supreme court that it is a tax,therefore we pay taxes and we will pay for this obamacare if used or not.Living outside the usa has no bearing on not paying as the system will fail without everyone chipping in and it looks to be failing now as younger people are opting to stay out of the deal for now.

 

If you buy into it and live in the ph and want to use it you may need to go to guam or Hawaii but then where do you stay and costs of airline tickets,hotels,return visits....such a pain in the ass.

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hchoate

its a tax,it was noted by the supreme court that it is a tax,therefore we pay taxes and we will pay for this obamacare if used or not.Living outside the usa has no bearing on not paying as the system will fail without everyone chipping in and it looks to be failing now as younger people are opting to stay out of the deal for now.

 

If you buy into it and live in the ph and want to use it you may need to go to guam or Hawaii but then where do you stay and costs of airline tickets,hotels,return visits....such a pain in the ass.

 

Good point. I missed that one.

 

But don't worry. They promise the worst they will do is collect the fines by withholding income tax refunds. Honest.

 

(And remember, they are listening to every word ...)

 

But this is promising:

 

Though it doesn’t translate directly, this study points to the growing consensus that much of the basic health care traditionally offered in face-to-face settings can know be done virtually. At Co.Exist Dr. Nick Van Terheyden argues that, in the near future we will see a massive shift away from hospital-based care to decentralized, consumer-controlled distribution of services. He highlights in particular a telehealth platform called Sense.ly:

Data also shows that the largest volume of readmissions occurs among patients with chronic disease and more than 75% of health care costs are in fact attributed to chronic illness. Sense.ly helps address these systemic issues by enabling patients to manage their chronic diseases through a telehealth platform offering access to home-based behavior and medication services and consultation. The telehealth market, which is slated to
, offers a glimpse into what the most profitable hospitals of the future might look like–empty.

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SirMadrigal

It’s true that the penalty for carrying no insurance is just $95 in the first year, which is a lot less than the full price of health insurance. But the penalty actually gets larger in 2015 and 2016, so that’s eventually $695 a year for a single adult, up to $2,085 a year for a family, or 2.5 percent of household income (whichever is greater). That won’t make much difference in the law’s first year, but it will make a difference afterwards—and insurers calculating their premiums can plan based on that increase.

$695.00 a year is much cheaper than my single, young and healthy insurance costs me right now and my premiums are going to triple as I am self-employed thank you Obamacare.

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Paul

I have never hated a sitting President more than the piece of shit that is in office now. 

 

Jesus, this whole thread makes me want to puke. Apologies to the OP, but, that is how I feel because of Obumer and his shit weaving insurance program that is going to save us all. :rolleyes:

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hchoate

 

this whole thread makes me want to puke

 

Therapy may be available on line.

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