SirMadrigal 340 Posted August 3, 2013 Share Posted August 3, 2013 Humm, they only refund $15 for me. If I need quick cash I just get P10,000 anywhere, but since moving to Cebu I've never gone over my $15 a month. How long have you been a member? its always been $21 for me and my family, of course we have been USAA members since God flipped the switch Link to post Share on other sites
Administrator +Salty Dog 69,446 Posted August 3, 2013 Administrator Share Posted August 3, 2013 I've been a member for about 25 years. Have had insurance with them, car, house and life. Several mortgages, checking and savings accounts. Several investment accounts, personal loans and so on. Maybe there is some grandfathering for older account holders or maybe it depends on size of accounts. This is what it says on their banking page. USAA Bank refunds up to $15 in other banks' ATM usage fees each month and does not charge a fee for the first 10 ATM withdrawals. Subsequent transactions will be charged $2.00 each. A 1% foreign transaction fee applies to withdrawals outside the United States. Link to post Share on other sites
mistaeric 411 Posted September 1, 2013 Share Posted September 1, 2013 Charles Scwab does not charge ATM fees whatsoever. I leave my card with my girl in Cebu and it saves me $10.00 moneygram fees! Link to post Share on other sites
tokyoman 535 Posted September 2, 2013 Share Posted September 2, 2013 I use BPI and send money bank to bank by exchange 4 free No charges by either bank Great rate No atm fees Link to post Share on other sites
hyaku 2,822 Posted September 2, 2013 Share Posted September 2, 2013 Metrobank will now charge fees for drawing cash from any other Philippine bank card. The transaction fee for sending cash with the remittance service they operate in other countries to your account here is still 480 pesos I think. A lot cheaper than swift. Link to post Share on other sites
MaKe 227 Posted September 2, 2013 Share Posted September 2, 2013 I asked my bank, HSBC about the fees. According to them, I can remove cash using my Philippine ATM card at any bank here. HSBC doesn't charge a fee, however, since there is only one HSBC location in Cebu, the other banks will charge a fee. I can use my US ATM debit card at any HSBC ATM and withdraw local currency. Here in the Cebu, I have taken out over p 60,000 all at one time, so I don't know what the limit is. I have found, too that they give an excellent exchange rate usually no more than peso .3 less than the international exchange rate. 1 Link to post Share on other sites
dutchben 101 Posted September 2, 2013 Share Posted September 2, 2013 I am using my hsbc debit card to any other banks without any fee to be pay Only when i use my abn-amro i have to pay fee on other banks but never by the hsbc 1 Link to post Share on other sites
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