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Money Gram, better than Xoom

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mattwilkie

Best way to do it is know someones coming back with excess and do a swap at the airport..lol

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softail
I was going to have her Fedex me the atm card but I didn't want it lost.

 

Just a note about Fed-X.

 

I sent a large package from the US to Tabunock, Talisay, via Fed-X. They delivered to the door, and waited while the box was unpacked and inventoried. Damn good service. So if you want your sister to send something via Fed-X, I think you will actually get the item.

 

I wanna be rich like you some day! Must have cost a small fortune!

You have got that right!!!! I sent 2 wedding invitations to Laguna fri in 2 seperate envelopes cost me $110 total LOL

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JLG

For my own spending money and to pay my employees in the Philippines while I am away I use LBC, good exchange rate, usually just a few centavos, not pesos, cost for any amount is 7.00 to the LBC ATM card, no ATM fees to withdrawal, Or 4.00 to any bank account in the Philippines,

 

All my employees have LBC ATM cards, I am lucky that LBC is within 20 minutes of my House in the USA!

 

I like it for my own traveling in the Philippines, I can withdrawal up to p50,000 a day. I use it when I am exploring trails and roads, when I stop for the night I just pull out what I need, it works at any ATM in the Philippines, and since there is no fee I can take out as little as I want so I don't carry a load of cash on me!

 

http://www.teamlbc.com/01prdmr.html

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Art
What they forget to tell you in Western union is there is a longer service!! There is a price list breakdown have a read of it and youll find your being over charged. It cost me $28 to send $4000 You can also western union yourself if you are taking large quantities of cash over to get round the customs limits But you need to get someone to go with you to western with id in the U.S. and get them to process the forms for you (you cant send and collect if you are the same person).

I dont understand this I sent myself $A1000, the lady at western union laughed when she saw the sender was me. I was going to a remote place that only accepted cash and I checked where the nearest WU was. It was a safe way to transport money I didnt like the fee but also didnt like carrying a large amount of money on my person around the country.

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mattwilkie
What they forget to tell you in Western union is there is a longer service!! There is a price list breakdown have a read of it and youll find your being over charged. It cost me $28 to send $4000 You can also western union yourself if you are taking large quantities of cash over to get round the customs limits But you need to get someone to go with you to western with id in the U.S. and get them to process the forms for you (you cant send and collect if you are the same person).

I dont understand this I sent myself $A1000, the lady at western union laughed when she saw the sender was me. I was going to a remote place that only accepted cash and I checked where the nearest WU was. It was a safe way to transport money I didnt like the fee but also didnt like carrying a large amount of money on my person around the country.

 

 

Did she let you cash it though?

In the UK you will struggle for them to let you send it to yourself since you supply ID

 

Although today was a bit odd the regs seemed to have changed while away was sending $4000

and now have to produce a utility bill.. which is great.. I dont live in the UK!!

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Good Samaritan

I use moneygram.It is cheap and convenient and recognized by most Phil. banks. I also have an account with Bank of Commerce, they charge me $7.00 no matter the amount and I get it in 2 to 3 days.

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mikejwoodnz
I use moneygram.It is cheap and convenient and recognized by most Phil. banks. I also have an account with Bank of Commerce, they charge me $7.00 no matter the amount and I get it in 2 to 3 days.

 

- $7 ! - oh right - so that's a special deal because you work there ? :rolleyes:

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Mike S

remithome only charges $8 if you make reoccurring payments ..... like $1000 twice a month would only cost you $16 and you can set up any amount you want for as many times as you want .......

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Good Samaritan
I use moneygram.It is cheap and convenient and recognized by most Phil. banks. I also have an account with Bank of Commerce, they charge me $7.00 no matter the amount and I get it in 2 to 3 days.

 

- $7 ! - oh right - so that's a special deal because you work there ? :D

 

Yup! :D In our family, I'm the only one left in the Philippines, so they have to send me money to pay for property tax for our house during tax season. Just enjoying some job perks! :)

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paradise_me

I am using moneygram since last year. It is cheaper compare to Western Union. Moneygram offers discounts to frequent customers. You just need to check their website to get your member ID no. And you can also get an update thru emai if your money has been picked up. You can even transact moneygram thru online using your credit or debit cards or thru your bank account.

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shamgod41
Don't forget that Xoom, and all the others, hit you for the exchange rate! For Xoom it's P1 or 2.5%. That's an extra $25 on a thousand! Moneygram is about P.6.

 

Meaning xoom takes 1 peso on the dollar from the exchange rate?

 

What's the best deal then? xoom or moneygram? I know xoom's fees are lower for the amounts i send.

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Mike S

That is correct ..... both Xoom and remithome get you on the exchange rate ..... just found this out when I sent myself some money to my savings account here in Cebu ........... beware .............. the rate ain't cheap at today's rate 1 peso per $1000 is $42.68 above the normal fee they charge you ......... and if you will notice if you send US $ the rate they charge per transaction is higher than their peso rate ........ $18 to send $ and then most banks in the RP charge you a fee of some $5-6 to handle the dollars ....... so you are back to $24 to send your money .........

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Bob Ward
That is correct ..... both Xoom and remithome get you on the exchange rate ..... just found this out when I sent myself some money to my savings account here in Cebu ........... beware .............. the rate ain't cheap at today's rate 1 peso per $1000 is $42.68 above the normal fee they charge you ......... and if you will notice if you send US $ the rate they charge per transaction is higher than their peso rate ........ $18 to send $ and then most banks in the RP charge you a fee of some $5-6 to handle the dollars ....... so you are back to $24 to send your money .........

 

Uncle Mikey, you gotta read the whole thread! LOLOL

 

http://www.livingincebuforums.com/inde...ost&p=37916

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Mike S

Ooooooooops sorry about that Bob ....... with this damn dial-up I cut as many corners as I can ........... :lol: :lol:

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