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Chris24

Mortgage Interest Rates In The U.S. (timing is good to refinance)

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Chris24

For those with real estate in the U.S., if you haven't checked interest rates recently, you might want to check them out.   Especially if you're using (or considering using) a mortgage on your U.S. property to finance something in the Philippines.  Rates as low as 2.25% on a 30-year fixed can be had right now for a primary residence.  From reading it looks like the current interest rate environment will continue at least into 2021, with rates perhaps creeping even lower.

For veterans there is an interest rate reduction refinance loan (IRRRL streamline) available, it comes with a 0.5-point VA funding fee, which is much less than with other types of VA loans.

Thought I'd share for those who have U.S. properties that they're still paying on.   

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