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Remitly or Worldremit ?

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Kreole

XOOM has had the same rate since PayPal took them over.  I transfer from my US bank account to myself, $2,900 +$15.99 fee.  I have always done the pick up at BDO in Fuente circle.  No extra fees. I only transfer USD and do the exchange myself in Cebu where there is some competition and much better rates than the banks. 

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