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softail

Senior Citizen Discount and Benefits: Important Facts You Might Not Know

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softail

List of Senior Citizen Discounts and VAT Exemptions

Medicines: Generic and branded medicines, vitamins, and mineral supplements (with doctor’s prescription)

Medical supplies and equipment: Hearing aids, eyeglasses, wheelchairs, crutches, dentures, etc.

Medical and dental services in private facilities: Lab tests such as blood tests, x-rays, etc.

Professional fees of attending physicians and licensed health workers

Domestic air and sea travel fares

Public land transportation fares: Jeepneys, buses, taxis, shuttle services, MRT, LRT, PNR, etc.

Hotels: Accommodation and amenities in hotels, beach resorts, mountain resorts, etc.

Restaurants: Food, beverages, dessert, and other consumables for dine-in, take-out, drive-thru, and delivery orders

Recreation centers: Rental and other fees for sports facilities such as gyms, badminton courts, tennis courts, ballroom dancing studios, bowling lanes, etc.

Places of leisure: Cinemas, museums, parks, theaters, concert halls, etc.

Funeral and burial services for deceased senior citizens: hospital morgue, embalming, casket or urn, cremation, etc.

Other Mandatory Benefits of Senior Citizen

Instagram photo by @whenggay26

Aside from the 20% senior citizen discount and VAT exemption, Filipino seniors also enjoy many other privileges.

List of Senior Citizen Benefits

Income tax exemption for minimum wage earners

Training fee exemption on socio-economic programs

Free medical and dental services in government facilities

Free flu and pneumococcal vaccinations for indigent senior citizens

Scholarships and financial assistance for seniors’ education in public and private schools

Retirement benefits from SSS, GSIS, and Pag-IBIG

Discounts in special programs for senior citizens

Express lanes for senior citizens in all government offices and commercial establishments

How to Compute Senior Citizen Discount

Know that a senior citizen is exempted from paying Value Added Tax (VAT). To compute the VAT exempt sales, divide the selling price by the VAT rate. Below is a sample computation:

Product Price: PHP 500
VAT Rate:  12%
Formula: Selling Price ÷ VAT Rate = VAT Exempt Sales
Solution: PHP 500 ÷ 1.12 = PHP 446.43

Senior citizens are entitled to a 20% discount upon purchase of goods and services. To compute for the discount, deduct the percentage by multiplying the VAT exempt sales by 20%.

Formula: VAT Exempt Sales x 20% = Senior Citizen Discount
Solution:  PHP 446.43 x 0.20 = PHP 89.29

To identify the billable amount, subtract the VAT exempt sales by senior citizen discount.

Formula: VAT Exempt Sales – Senior Citizen Discount = Billable Amount
Solution: PHP 446.43 – PHP 89.29 = PHP 357.14

11 Facts about Senior Citizen Privileges You Might Not Know

The senior citizen law in the Philippines could be too complicated for common people to grasp, what with its many provisions and conditions. There are gray areas, too, leaving a lot of elders, their family, and business owners confused.

To avoid confusion and frustration, equip yourself with knowledge and share it with your elderly loved ones. Here are the important reminders about the special perks for senior citizens.

1. PhilHealth Benefits for Senior Citizen are Mandatory

Under Republic Act 10645, all senior citizens automatically receive PhilHealth coverage in accredited healthcare facilities in the Philippines.

The government provides this benefit in addition to the senior citizen discount and VAT exemption. For private hospital confinement, the 20% discount and VAT exemption are deducted first from the medical bill before deducting the PhilHealth benefit. Meanwhile, the No Balance Billing Policy applies in public hospitals, meaning senior citizen patients no longer pay for their hospital bill.

Even without the Member Data Record (MDR), elderly patients can avail of treatments through their senior citizen ID or any government ID. However, it’s better to register as a senior citizen PhilHealth member to receive the benefits seamlessly.

2. The Senior Citizen Law Applies Everywhere in the Philippines

Many businesses outside Metro Manila seem to be unaware of the Senior Citizen Act that they don’t give the senior citizen discount, a Philippine Daily Inquirer report notes.

When your senior parents or grandparents are denied the mandatory 20% discount anywhere in the Philippines, help them assert their right as senior citizens to the store owner or manager.

3. Elders Can Get a Senior Citizen Discount Using Any Valid ID

Seniors must present their senior citizen ID, issued by the Office of the Senior Citizen Affairs (OSCA), to avail of their privileges under the Senior Citizen Act. But without it, they’re still entitled to a senior citizen discount, as long as they present their government-issued ID that shows their age.

Without an OSCA-issued ID, elderly customers may show any of the following valid IDs:

Passport

SSS ID or UMID card

GSIS ID

Driver’s license

PRC ID

Voter’s ID

Postal ID

It’s illegal for businesses to honor only the senior citizen ID and refuse to give discounts when senior customers present another valid ID. In such a situation, seniors have the right to demand the discount due them.

4. An Authorized Representative May Claim the 20% Discount on a Senior’s Behalf

If your parents or grandparents are bedridden or too weak to buy their and medicines, you may claim the senior citizen

discount on their behalf, as long as they’re the ones who will use the discounted products and services.

6. Senior Citizens Can Avail of 5% Utility Discounts

Photo from Maynilad Water Services Facebook page

Seniors can get a 5% discount on their power and water bills, as long as the accounts are registered in their name, and their household consumes not more than 100 kWh of electricity and 30 cubic meters of water in a month.

7. Elders Can Get a 5% Senior Citizen Discount on Certain Groceries

Can senior citizens get a 20% discount on groceries? No, they can’t. However, they can avail of a special 5% discount without VAT exemption on select grocery items, as granted by the Department of Trade and Industry and the Department of Agriculture.

Seniors who buy groceries worth up to PHP 1,300 per week enjoy 5% off the retail prices of at least four kinds of basic necessities and prime commodities:

Rice, bread, and corn

Chicken, beef, and pork (fresh, canned, and processed)

Fresh eggs

Coffee, creamer, and sugar

Fresh fruits and vegetables

Garlic and onions

Cooking oil and salt

Noodles, canned sardines, and canned tuna

Fresh milk and other dairy products

Detergents

Electrical supplies, light bulbs, and batteries

Geriatric diapers

To get the 5% senior citizen discount on groceries, seniors must bring their OSCA purchase booklet when they shop in supermarkets, convenience stores, and drug stores. Sari-sari stores, cooperative stores, wet markets, and talipapa are exempted from giving the special discount.

8. Seniors Can Get a 20% Discount When Booking Ride-Hailing Services

The Department of Transportation and LTFRB require ride-hailing services in the Philippines to provide the mandatory 20% discount to their senior customers.

Grab, for example, provides this senior citizen discount but requires qualified Grab riders to apply first before availing it.

9. Online Bookings for Domestic Flights Come with the Senior Citizen Discount

Traveling to local destinations are made cheaper for seniors, as the country’s major airlines have been offering the 20% senior citizen discount and VAT exemption for online bookings since September 2017. AirAsia, Cebu Pacific, and Philippine Airlines are implementing this senior citizen discount on their websites and mobile apps. Previously, the discount applied only to over-the-counter purchases at physical airline ticketing offices.

The senior citizen discount applies only to regular fares for domestic flights. It doesn’t cover promo fares, baggage allowance and other fees, and international flights. To avail of the discount, customers must enter their senior citizen ID number when booking a flight and present the ID upon check-in at the airport.

10. Seniors Enjoy Vehicle Coding Exemption and Free Parking in Certain Cities

Some local government units in the Philippines pamper senior citizens with special perks, from free birthday cakes to free movies.

But the most practical and useful benefits for senior citizens have to do with commuting. In Makati and Manila, for example, seniors are exempted from the number coding scheme, whether as drivers or passengers. Meanwhile, registered senior citizens enjoy free parking in cities like Cebu City, Manila, Muntinlupa City, and Quezon City.

11. Seniors are Always a Priority in Queues

Senior citizens have special lanes in banks, LRT and MRT stations, fast food restaurants, supermarkets, and drug stores. But in establishments without senior citizen lanes, RA 9994 requires them to prioritize elderly clients.

So when cashiers, bank tellers, or government staff call a senior standing behind you in line to be served first (or when seniors cut you in line), they aren’t being inconsiderate or rude to you. They’re just obeying the law.

To get the 20% discount on behalf of a senior citizen, a duly authorized representative must present these documents when paying for a purchase:

Senior citizen ID or any government ID

OSCA Purchase Booklet

The representative’s government ID

Signed authorization letter from the senior citizen

5. The Senior Citizen Act Doesn’t Allow Double Discounts

Can seniors avail of a promotional discount in hotels, restaurants, and other establishments on top of the 20% discount? The senior citizen law states that when seniors purchase something on a promo, they can get only either of the two discounts, whichever is higher.

The same goes for elderly persons with disability (PWDs). They’re entitled to either the senior citizen discount or the PWD discount, but not both.

https://www.moneymax.ph/government-services/articles/senior-citizen-discount-philippines

I thought this might be a good read, i am always confused as to what is covered under the senior discount privilege.

 

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Woolf
19 minutes ago, softail said:

thought this might be a good read, i am always confused as to what is covered under the senior discount privilege.

Senior citizen

 You must be a citizen of Philippines to get any of those discounts

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softail
5 minutes ago, Woolf said:

Senior citizen

 You must be a citizen of Philippines to get any of those discounts

Thankyou for your opinion, been working for me

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Woolf
12 minutes ago, softail said:

Thankyou for your opinion, been working for me

Opinion ??????

https://www.lawphil.net/statutes/repacts/ra2010/ra_9994_2010.html

Quote

 

Section 7. Section 10 of the same Act, as amended, is hereby further amended to read as follows:

"SEC. 10. Penalties. - Any person who refuses to honor the senior citizen card issued by this the government or violates any provision of this Act shall suffer the following penalties:

"(a) For the first violation, imprisonment of not less than two (2) years but not more than six (6) years and a fine of not less than Fifty thousand pesos (Php50,000.00) but not exceeding One hundred thousand pesos (Php100,000.00);

"(b) For any subsequent violation, imprisonment of not less than two (2) years but not more than six (6) years and a fine of not less than One Hundred thousand pesos (Php100,000.00) but not exceeding Two hundred thousand pesos (Php200,000.00); and

"(c) Any person who abuses the privileges granted herein shall be punished with imprisonment of not less than six (6) months and a fine of not less than Fifty thousand pesos (Php50,000.00) but not more than One hundred thousand pesos (Php100,000.00).

"If the offender is a corporation, partnership, organization or any similar entity, the officials thereof directly involved such as the president, general manager, managing partner, or such other officer charged with the management of the business affairs shall be liable therefor.

"If the offender is an alien or a foreigner, he/she shall be deported immediately after service of sentence.

"Upon filing of an appropriate complaint, and after due notice and hearing, the proper authorities may also cause the cancellation or revocation of the business permit, permit to operate, franchise and other similar privileges granted to any person, establishment or business entity that fails to abide by the provisions of this Act."

 

 

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RogerDuMond
10 hours ago, softail said:

Thankyou for your opinion, been working for me

It would be nice if they ever follow through with changing the law so that legal residents legally qualify for senior discounts.

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Headshot

That isn't an opinion. That is the law. Please do not encourage non-citizens to break the law. It only takes one complaint, and you will find yourself in jail for using a privilege for which you are not entitled.

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SkyMan
6 minutes ago, RogerDuMond said:

It would be mice if they ever follow through with changing the law so that legal residents legally qualify for senior discounts.

Don't hold your breath...

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softail

I have a question,  I have beers with some guys 2 or 3 days a week. One of the guys showed me his senior citizen’s card for the Philippines. Looked legitimate to me, how is this possible?

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lamoe
Just now, softail said:

I have a question,  I have beers with some guys 2 or 3 days a week. One of the guys showed me his senior citizen’s card for the Philippines. Looked legitimate to me, how is this possible?

He's a citizen (dual?) or good fake.

Edited by lamoe

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softail
1 minute ago, lamoe said:

He's a citizen (dual?) or good fake.

A Brit

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smokey

Well lots of things would change if countries did a tit for tat. Only american citz can own property in usa.  Would be a great start

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softail

Is great to have a nice discussion about this, clear up a few things

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lamoe
Just now, softail said:

A Brit

Quote

Dual citizenship (also known as dual nationality) is allowed in the UK. This means you can be a British citizen and also a citizen of other countries. You do not need to apply for dual citizenship.

 

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RogerDuMond
9 minutes ago, softail said:

I have a question,  I have beers with some guys 2 or 3 days a week. One of the guys showed me his senior citizen’s card for the Philippines. Looked legitimate to me, how is this possible?

Some Municipalities have issued them to an occasional individual expat, but it is not legally done. The person carrying the illegal card and the individual who caused it to be issued would both be in trouble if the card was legally challenged. It is just a case of knowing someone in charge of getting the card issued, or the person issuing the card not knowing the law. 

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