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hoz

Looking for highest ATM withdrawals

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hoz


Which atms have the highest withdrawals around Cebu City? I have used the HSBC on Cardinal Rosales across from Ayala with P40,000 but are there any others? Any with higher withdrawal amounts? 

I am mostly interested in the uptown areas, Ayala, IT Park, BTC, Country Mall.
 

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Gus

Don't know for sure, maybe someone could confirm, but usually ATMs at casinos have high withdraw limit.
Could check Waterfront.

Sent from my vivo 1713 using Tapatalk

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Jim Sibbick

As far as I am aware, HSBC is the best deal you will get in the Philippines. 

I have not heard of ATM machines in the casinos in Metro Cebu.

 

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Jim Sibbick

I should have added, you can just keep withdrawing until you have reached the daily withdrawal limit set by your bank. Or switch cards if you have multiple accounts. In 2005, I withdrew P240,000 over 2 days from HSBC on C Rosales Avenue,  when I was going to buy a car.

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jtmwatchbiz

yes jim i think it depends on the bank.  we have a couple of BDO accounts and they both limit atm withdrawals to 25k pesos per 24 hour period,  not calendar days like some banks in the USA.

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jtmwatchbiz
12 minutes ago, RangerUp said:

Everything else is 10,000

see my post above. 

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jtmwatchbiz
32 minutes ago, RangerUp said:

OP asked per withdrawal

well if we split hairs then of course you are correct.  however if one looks at the OP's post logically and takes into account the other contributions to this thread it would seem likely that most reading this are concerned with atm withdrawal limits, not how much per card insertion they can get to come out of the atm machine while standing at it.   one can stand at an atm,  keep inserting their card and keep getting money until the particular bank limit licks in.  in my case it's 25k for BDO.  :biggrin_01:

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Davaoeno
2 hours ago, RangerUp said:

OP asked per withdrawal

No - the OP asked per withdrawalS  !!

Why would anyone possibly want to know the maximum amount they could take out with one insertion of their card ? The only intelligent thing to ask is the maximum amount they want to take out at one trip to the ATM.. Anything else is ludicrous .

Edited by Davaoeno

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Dafey

Okay so all the information is good and may be useful to a reader...even though it was not what the OP had asked or meant. I'm pretty sure this wouldn't be the first thread that answered multiple questions on top of the original question.

So, let's keep posting answers and let the OP sift through the info to find what he wants. 

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A_Simple_Man
7 minutes ago, Davaoeno said:

Why would anyone possibly want to know the maximum amount they could take out with one insertion of their card ?

Perhaps because each insertion of a foreign bank card incurs a 200 peso fee from the Philippine bank, plus their usual atm usage fee, plus whatever fee the foreign bank is charging for the transaction.

I would suggest that 40,000 pesos per withdrawal is as high as it gets as I do not know of a machine that will pay out more than 40 bank notes per transaction. (And 40K is rare)

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Dafey

Enough!!!

Post information if you have it. No more bickering about what "you may or may not think" the OP asked for.

 

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HTM

For me its max 195k  in HSBC.

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A_Simple_Man
3 hours ago, Jim Sibbick said:

you can just keep withdrawing until you have reached the daily withdrawal limit set by your bank

Yes.  Agreed.  But on 4 occasions I had my card shut down by my bank until I contacted them, simply because I kept withdrawing until I reached my daily withdrawal limit.  2 different foreign cards did this and 1 Philippine bank card did it to me twice.  It is just a fraud prevention measure and it does not happen every time but for me, about 1 time in 3 OR if I do the daily withdrawal limit 2 days in a row.

So to sum it up, it ain't the ATM that is at fault (most of the time), it is the bank where the card is issued who set the limit and decide when to invalidate your card.

Edited by A_Simple_Man
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Woolf
1 hour ago, A_Simple_Man said:

Perhaps because each insertion of a foreign bank card incurs a 200 peso fee from the Philippine bank

It is 250 PHP now, at least at a BPI ATM

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tonny

Listen use HSBC IT is 40K one draw no charge,(so no200p) only  the foreign exchange fee about 7$  per 40K withdraw ok(currency) fee no ATM fee at all  most other bank charge a ATM fee . Now you can draw out what ever you bank limit  is i guess mine is a 1,000 a day ,but to get  around that, is go back to the machine after 12,15  PH time it a new day in The USA can get another 40k. Good luck PS from that bank card again so your over the 1,000 $ limit per a full day here. Are you can take the 40k out and take a few more hundred out and you have your 1,000 for the day as there is no ATM fee and the few hundred cost only the currency exchange fee so it not cost more.

No ATM FEE AT HSBC

Edited by tonny

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