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When is enough, really enough?


Paul

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PapersPro

Hello, I lived in metro manila in the past 03' 04' and decided to try Cebu for extended stay. Cheers! as I'm a new member here, previously on other (living in.....) forums.

 

I'm at a Pension house suite and I really love it, but I'm casually browsing rentals of sorts. I'm wondering if anyone has any experience renting at Winland Tower

 

Thanks, and I'm glad to find ya'll.

 

"Sky" from Montana / Wyoming

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Hello, I lived in metro manila in the past 03' 04' and decided to try Cebu for extended stay. Cheers! as I'm a new member here, previously on other (living in.....) forums.

 

I'm at a Pension house suite and I really love it, but I'm casually browsing rentals of sorts. I'm wondering if anyone has any experience renting at Winland Tower

 

Thanks, and I'm glad to find ya'll.

 

"Sky" from Montana / Wyoming

Welcome to Cebu. Hopefully the Mods will move your post into your own thread, so people will know it's an intro post. Again...welcome.

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  • 1 month later...
ArieBombarie

Is 63 the average lifespan of foreigners?

 

 

:biggrin_01:

 

looking for a 62y one?

 

just kidding, unlike some guys here my dad is still going on strong at 80, decided to work a bit, no physical issues and likes to do home renovation as a hobby

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ArieBombarie

In 2008 my house in Oklahoma burned down in a wild fire while I was in Iraq.

 

I have heard it theorized that Japan and Germany are far in advance of USA, Australia, England etc because they "lost it all" and had to start over afresh.

 

I know I've had a few instances where I've walked out with just a shoulder bag and mostly I've had fun.

 

KinAC

convenient excusse for many

 

I think it has more to do with them being dedicated hard working bastards with a plan

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Those who lose wars become the victors in peace time. Those who win wars are bankrupted by them.

 

 

 

 

 

Mark

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ArieBombarie

I know the sentiment in Britain but there are plenty of situations where that did not go at all, Empires at their end do face that faith due to fighting above their means but empires in their prime profit, Britain did not go bankrupt fighting Napoleon nor did France profit, the US got filthy rich from winning WWII

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My father died when he was 63 - I retired when I was 63 - Lessons learned.

 

In March, before I met my fiancee face to face my plan was to come back to Cebu in November, try and find a place to live make friends etc. Then come June 2011 actually retire and move here.

Well - I did meet her face to face and I retired in June of this year and now I am here.

 

I think the most important reason that the two of us are together is that neither one of us cares that much about money - if we have it lets spend it on things we need and want - if we don't, we will make due. My fiancee owns a number of businesses - has total business and household expenses of about 35K a month - she brings in on her own about 40K She doesn't need me -

 

I contribute to the household budget, pay down my debt - we both are paying for the wedding and trying to save a couple of bucks a month for trips -

 

I told her I needed a toilet seat, hot water and a/c and I don't want to ride in jeepneys - now the only luxury I still enjoy is TP :shit_stirrer: I also ride on the Jeepney - saves about 5K a month in Taxi Fares

Life would be less complicated if I lived ALONE - Money would go further if I lived ALONE, I could do what I a wanted, when I wanted if I lived ALONE - but then I would be ALONE

 

I made the right decision - I have no doubt in my mind

 

Mike

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InternetTough

This is the most interesting topic---all matters related to how much would be OK. This is where expert advice given by those who have lived in the Philippines would do the most good for outsiders considering a move. It also seems to be the most boring of topics for those in the Philippines. Yes, it is tiring to you experienced people, but it is BY FAR the most interesting topic for people like me. There is no upper limit for me on the amount of information related to living economically in the Philippines that I would be interested in examining. I would even like to hear about the sad cases of those who budgeted a little too little and had to borrow to go back "home." I'm not interested in names, but in what I could pick up from their unfortunate experiences.

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NEVER RETIRE just change jobs every few years and you will die happy and still be being useful

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I was re-reading this thread, which led me to reflect. Just last week, a friend of a college at work passed away while he was playing squash (heart attack I think)..he was only 62 and was saving and looking forward to retirement. There are plenty of guys I know who are in their 50s planning their retirement, but most will have to keep at it till 65 or 70. Sad really.

 

I was thinking how quickly the last 10 years have gone and it seems like our (wife and I) lives revolve around our work.

 

We have plans of moving to the Philippines in 3 or 4 years (I'm 47 now), but the reality is, we could make the move in 2 years. I want a comfortable existence there, but not at the expense of whittling away my life and leaving it too late for our kids to make the move (becomes harder when they approach their teens). So in dollars and cents (or pesos), what is another year worth? Well working it out in Pesos per month (ongoing income), and it comes in at less than P10,000 per month. When we were living there 8 years ago, we lived on a budget of less than P20,000....and this time around we'll have P80,000 per month. Should we wait another year to make it P90,000? When is enough, enough?

 

Just some rambling thoughts.

 

Andrew

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A_Simple_Man

We have plans of moving to the Philippines in 3 or 4 years (I'm 47 now), but the reality is, we could make the move in 2 years. I want a comfortable existence there, but not at the expense of whittling away my life and leaving it too late for our kids to make the move (becomes harder when they approach their teens). So in dollars and cents (or pesos), what is another year worth? Well working it out in Pesos per month (ongoing income), and it comes in at less than P10,000 per month. When we were living there 8 years ago, we lived on a budget of less than P20,000....and this time around we'll have P80,000 per month. Should we wait another year to make it P90,000? When is enough, enough?

 

Just some rambling thoughts.

 

Andrew

 

Living as a retired man with Western needs I can do quite well with a frugal filipina wife and P80,000 per month. I know other men here who have a wife and children who all have Western needs and there is no way in hell they can do it on P80K

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I was re-reading this thread, which led me to reflect. Just last week, a friend of a college at work passed away while he was playing squash (heart attack I think)..he was only 62 and was saving and looking forward to retirement. There are plenty of guys I know who are in their 50s planning their retirement, but most will have to keep at it till 65 or 70. Sad really.

 

I was thinking how quickly the last 10 years have gone and it seems like our (wife and I) lives revolve around our work.

 

We have plans of moving to the Philippines in 3 or 4 years (I'm 47 now), but the reality is, we could make the move in 2 years. I want a comfortable existence there, but not at the expense of whittling away my life and leaving it too late for our kids to make the move (becomes harder when they approach their teens). So in dollars and cents (or pesos), what is another year worth? Well working it out in Pesos per month (ongoing income), and it comes in at less than P10,000 per month. When we were living there 8 years ago, we lived on a budget of less than P20,000....and this time around we'll have P80,000 per month. Should we wait another year to make it P90,000? When is enough, enough?

 

Just some rambling thoughts.

 

Andrew

 

Like I have said a million times, it seems, no one guarantees us a tomorrow. Too many times, I have seen guys who kept putting off their retirement, until they dropped dead from a heart attack, stroke, etc. For me, it was a pretty easy decision to make...

 

Living as a retired man with Western needs I can do quite well with a frugal filipina wife and P80,000 per month. I know other men here who have a wife and children who all have Western needs and there is no way in hell they can do it on P80K

 

I have been known to piss money away. But, I still can't manage to reach even Php 80,000 per month. I would have to do some serious spending to get to that point.

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I was re-reading this thread, which led me to reflect. Just last week, a friend of a college at work passed away while he was playing squash (heart attack I think)..he was only 62 and was saving and looking forward to retirement. There are plenty of guys I know who are in their 50s planning their retirement, but most will have to keep at it till 65 or 70. Sad really.

 

I was thinking how quickly the last 10 years have gone and it seems like our (wife and I) lives revolve around our work.

 

We have plans of moving to the Philippines in 3 or 4 years (I'm 47 now), but the reality is, we could make the move in 2 years. I want a comfortable existence there, but not at the expense of whittling away my life and leaving it too late for our kids to make the move (becomes harder when they approach their teens). So in dollars and cents (or pesos), what is another year worth? Well working it out in Pesos per month (ongoing income), and it comes in at less than P10,000 per month. When we were living there 8 years ago, we lived on a budget of less than P20,000....and this time around we'll have P80,000 per month. Should we wait another year to make it P90,000? When is enough, enough?

 

Just some rambling thoughts.

 

Andrew

 

Like I have said a million times, it seems, no one guarantees us a tomorrow. Too many times, I have seen guys who kept putting off their retirement, until they dropped dead from a heart attack, stroke, etc. For me, it was a pretty easy decision to make...

 

Living as a retired man with Western needs I can do quite well with a frugal filipina wife and P80,000 per month. I know other men here who have a wife and children who all have Western needs and there is no way in hell they can do it on P80K

 

I have been known to piss money away. But, I still can't manage to reach even Php 80,000 per month. I would have to do some serious spending to get to that point.

 

If it was just my wife and I, we could live happily on half that, but with 2 kids I like to have a buffer.

Andrew

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A_Simple_Man

I have been known to piss money away. But, I still can't manage to reach even Php 80,000 per month. I would have to do some serious spending to get to that point.

 

I understand that. The post I replied to suggested that abw planned to move here with a wife and two or more children approaching teenage years who are all used to a Sydney Australia lifestyle. I know people who have done that and their rent alone is going to eat up most of that 80K. Perhaps I did not fully understand abw's post?

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I have been known to piss money away. But, I still can't manage to reach even Php 80,000 per month. I would have to do some serious spending to get to that point.

 

I understand that. The post I replied to suggested that abw planned to move here with a wife and two or more children approaching teenage years who are all used to a Sydney Australia lifestyle. I know people who have done that and their rent alone is going to eat up most of that 80K. Perhaps I did not fully understand abw's post?

 

We own our house. No rent.

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