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Malibu posted a topic in Insurance: Health / Medical, Life, Home, Etc.Questions to fellow expats in RP. Do you have a local medical insurance, or international medical insurance for expats? Or do you self insure, and how much do you feel is adequate? From my extensive research, local insurers don't cover cancer and more. Please correct me, if this is wrong. They also very restrictive to exclude pre excisting conditions. Some international insurance for expats cover these things, plus coverage after 65 years old, for a premium 150-600$ - a month! Local private hospitals can fast run up a bill of 30 - 50000 peso per day, much more when a operation is needed. Serious traffic accident + ICU 1.5 MILL + Heart bypass around 1 MILL. Do you have minimum of 1 Million peso or more saved up for this, or what Insurance company will cover you?