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  1. To retiree in the Philippines: The conclusion must be : You have to have a very good health or a lot of money. Because if you are more than 60 it will be more and more difficult and more and more expensive to get a proper health insurance. Do you agree? Merry Christmas everybody
  2. http://www.retirees.af.mil/Library/Afterburner/ This is a reminder that the Spring-Summer 2017 edition of the Afterburner, Newsletter for Retired Personnel, is now available.
  3. The wife and I are early retirees, moving to Cebu next year. We are currently in Illinois, enrolled in an Obamacare silver level (Blue Cross) health care plan. We pay 70 UDS a month and the government pays the rest (a little over 700 USD). If we were in a bronze level plan, the insurance would be free. I believe we can continue to take advantage of Obamacare subsidies when we become expats by doing the following. Use an Illinois relatives address for mailing purposes. Keep my reported taxable annual income (IRA withdrawal) around 22 thousand dollars. (note: Subsidy decreases as income rises above that level). The advantage of this doing this is as follows. No need to worry about insurance coverage when visiting United States. No need to worry about Obamacare tax penalty or number of days being spent in the United States. While in the Philippines, we plan to have PhilHealth and self-insure. The only gap in my plan is if one of us suffers from something like a heart attack where travel to United States is out of the question. If however, the medical issue is (for example) cancer, then we can travel and take advantage of our USA coverage. Has anyone else considered doing something similar ?
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