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Your wife, GF, neighbor, someone in their family or others you are going to help or advise. 1. Get and Pay PhilHealth ASAP! Monthly, this 200 peso. She must have had PhilHealth six months before the BIRTH to get the benefits 2. a. Visit the local health center for examination and prenatal. This is free, some places they can also give birth there, but not all accept women who give birth for the first time It is common with a small donation for those who can give some or b. A private birthing center like Margarita Birthing Center With PhilHealth, no bill for normal birth. Without PhilHealth, it costs about 6-10k or c. Go to a private hospital like Chong Hua and get a package deal. It's also a deduction if she has PhilHealth. 3. PhilHealth Benefit Under the case rate packages of PhilHealth, all member-types admitted in any of the accredited healthcare facilities nationwide will be able to know how much PhilHealth will be paying for services provided to birthing mothers. Members are entitled to a cost benefit of P8,000 for Maternity Care Package (MCP) in non-hospital facilities (health centers, lying-in clinics, birthing homes or midwife-managed clinics), and in Level 1 hospitals. Normal Spontaneous Delivery (NSD) in accredited Levels 2 to 4 hospitals, members are entitled to a cost benefit of P6,500; while coverage for Caesarian Section(CS) delivery in said facilities and performed by accredited health professionals is P19,000. Babies of members are also assured of the Newborn Care Package (NCP) provided for in accredited hospitals and lying-in clinics for a cost benefit of P1,750, which would include physical examination, eye prophylaxis, Vitamin K administration, BCG vaccination, first dose of Hepatitis B immunization, newborn screening tests, and breastfeeding advice. 4. NOTE Be aware that many midwives have their own sideline business with vitamins and "food supplements", which they gladly sell to pregnant women who have money. In extreme cases, I have seen vitamin use or recommendations that are nearly 10 times the recommended dose for pregnant women and cost over 2k a month.. Do not trust blindly at all the recommendations and advice from a midwife, not even the doctors. Check online at reliable sources too.