The wife and I are early retirees, moving to Cebu next year. We are currently in Illinois, enrolled in an Obamacare silver level (Blue Cross) health care plan. We pay 70 UDS a month and the government pays the rest (a little over 700 USD). If we were in a bronze level plan, the insurance would be free.
I believe we can continue to take advantage of Obamacare subsidies when we become expats by doing the following.
Use an Illinois relatives address for mailing purposes.
Keep my reported taxable annual income (IRA withdrawal) around 22 thousand dollars. (note: Subsidy decreases as income ris