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  1. In the recent 3 weeks, two persons I know of have allegedly been threatened by Cebu / Mactan airport BI officials upon arrival to get their permanent visas or risk not being able to return to the Philippines again. They have both lived here a number of years, look and dress responsible, and have lovely fiances or GFs. The officers allegedly also told them they are marking their passport info in the computers with remarks saying they won't be able to come back into the country if they don't have permanent residency. That would mean SRRV of $15,000 up to $50,000 to be deposited into a bank he
  2. Don't know if this has already been posted but I'm being told that foreign spouses will no longer be covered under their wife's PhilHealth effective 1 July. Foreigners wanting PhilHealth coverage will need to get their own PH account and can do so now at the p200/month rate and you can pay 3 years in advance so 3 years would be p7200 total. If you wait to get PH until 1July the rate will be p17K/year or p15K/year if you're on PRA. https://www.philhealth.gov.ph/circulars/2017/circ2017-0003.pdf As far as I understand it the regular Pinoy rate, p200/month, is not changing, but again,
  3. I wrote this song by accident in Feb. 2014 (this year). I was just sitting at the computer with my recorder on messing around. My wife was outside as were neighbors and they were shouting across the street, children running and shouting, roosters crowing and even my dog "Lucky" (short for 'Lucky Me') was barking for me to come outside....I just started playing and putting the words together from what I was hearing around me....and this song is what I came up with. NO REWRITES...you hear it just as I was singing it for the first time. https://soundcloud.com/roy-ross-music/in-the-philippi
  4. Greetings: I have a question about Health Insurance...This is one reason I decided to join a forum so that I can ask questions like this and 'hopefully' get an honest non-judgmental ANSWER ONLY to the question I ask... I have accepted the consequences of living here on such low fixed income so if you can just accept that and give me an honest answer I will be thankful. I have been told that Phil-Health would be the best, however I have a lot of pre-existings. This would be for my wife and I (No Children).... Anyone know the costs now? Where is the office (Cebu) I have nev
  5. Ok, another question about Health/Medical Insurance here in Philippines It appears Phil Health is the cheapest basic but here is what I am hearing and reading from other expats and the Philippine News sources on Internet. I am hearing the Phil health is starting to blame all illnesses on the patients pre existing (no matter what) unless of course it is something obviously different. For example I have had 2 strokes since 2002, so if I go in not feeling well or sick they are going to say "well we have to investigate as your illness may be due to one of your strokes. Now I have a
  6. This is one of the articles on my current blog. So stop by and check it and share if you enjoy. http://usmcretired.b...do-not-kid.html EXPAT 101, "19 TIPS TO SUCCESS" Do not kid yourself its hard. Beware of moving overseas! It’s tough, confusing, disorienting… and ultimately, extremely rewarding. So take it one day at a time and learn to walk before you run. Living overseas will not solve your problems It may distract you for a while but you’ll likely find that once you’ve been overseas for a while, old habits and patterns begin to re-emerge and you’ll find yoursel
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