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  1. In the recent 3 weeks, two persons I know of have allegedly been threatened by Cebu / Mactan airport BI officials upon arrival to get their permanent visas or risk not being able to return to the Philippines again. They have both lived here a number of years, look and dress responsible, and have lovely fiances or GFs. The officers allegedly also told them they are marking their passport info in the computers with remarks saying they won't be able to come back into the country if they don't have permanent residency. That would mean SRRV of $15,000 up to $50,000 to be deposited into a bank here or the 13-A visa which is the marriage visa. That could be considered a forced marriage. I've been with my girl 2.5 years and I don't want marriage and nor does she. I've been here 6 years leaving soon for my 2nd visa run this month. Has anyone else encountered this experience? Yesterday Iloilo City BI suggested I get married and get my 13-A visa because I could save a lot of money. They were not forceful, just informative.
  2. Don't know if this has already been posted but I'm being told that foreign spouses will no longer be covered under their wife's PhilHealth effective 1 July. Foreigners wanting PhilHealth coverage will need to get their own PH account and can do so now at the p200/month rate and you can pay 3 years in advance so 3 years would be p7200 total. If you wait to get PH until 1July the rate will be p17K/year or p15K/year if you're on PRA. https://www.philhealth.gov.ph/circulars/2017/circ2017-0003.pdf As far as I understand it the regular Pinoy rate, p200/month, is not changing, but again, you can pay up to 3 years in advance.
  3. I wrote this song by accident in Feb. 2014 (this year). I was just sitting at the computer with my recorder on messing around. My wife was outside as were neighbors and they were shouting across the street, children running and shouting, roosters crowing and even my dog "Lucky" (short for 'Lucky Me') was barking for me to come outside....I just started playing and putting the words together from what I was hearing around me....and this song is what I came up with. NO REWRITES...you hear it just as I was singing it for the first time. https://soundcloud.com/roy-ross-music/in-the-philippine-isles-2-23-14-original-roy-a-ross IN THE PHILIPPINE ISLES Lyrics and Music Roy A. Ross (REFRAIN 1) HEAR THE NEIGHBORS TALK AND THE CHILDREN PLAY AND THE ROOSTERS CROW ALL DAY. IN THE PHILIPPINE ISLES IT’S A DIFFERENT WORLD YOU GOTTA CHANGE OR YOU’LL NEVER STAY. (1) PEOPLE SHOUTING ‘CROSS THE STREETS TRYIN’ TO BE HEARD, MUSIC BLAIRS AS JEEPNEYS PASS BY, THAT’S THE SOUND YOU’LL HEAR EACH AND EVERY DAY – IT’S IN EVERY NEIGHBOR-HOOD. (REFRAIN 1) (2) PANDESAL AND COFFEE MOST EVERY MORN MUSIC BLAIRS BEFORE THE SUN RISE. THAT’S THE SOUND YOU’LL HEAR EACH AND EVERY MORN – IT’S IN EVERY NEIGHBOR-HOOD. (REFRAIN 1) (BREAK 3) (REFRAIN 2) HEAR THE NEIGHBORS TALK AND THE CHILDREN PLAY AND THE ROOSTERS CROW ALL DAY. HERE THE DOGS AS THEY BARK, AND THEY BARK ALL NIGHT AND THEY KEEP ALL THE EXPATS A-WAKE. Copyright © 2014 Roy A. Ross Feb. 23 2014
  4. Greetings: I have a question about Health Insurance...This is one reason I decided to join a forum so that I can ask questions like this and 'hopefully' get an honest non-judgmental ANSWER ONLY to the question I ask... I have accepted the consequences of living here on such low fixed income so if you can just accept that and give me an honest answer I will be thankful. I have been told that Phil-Health would be the best, however I have a lot of pre-existings. This would be for my wife and I (No Children).... Anyone know the costs now? Where is the office (Cebu) I have never used a runner before for anything but our Landlady's Mother says she can sign us up for Phil-Health (I am uncomfortable with this)...but I am home-bound and it would be nice...or should only my wife be the one to do it....(She does everything else)..... ADVICE....ADVICE...ADVICE...
  5. Ok, another question about Health/Medical Insurance here in Philippines It appears Phil Health is the cheapest basic but here is what I am hearing and reading from other expats and the Philippine News sources on Internet. I am hearing the Phil health is starting to blame all illnesses on the patients pre existing (no matter what) unless of course it is something obviously different. For example I have had 2 strokes since 2002, so if I go in not feeling well or sick they are going to say "well we have to investigate as your illness may be due to one of your strokes. Now I have always had Normal Blood pressure all my life even though I am FAT............(large and more physical when I was younger) but if I went in with my heart hurting or fast and high blood pressure (even though my first stroke was caused by a blood clot that the VA did not find that broke loose in a damaged leg 'not service connected')...Phil Health will put off paying and delay saying that my heart problem might be due to my pre existing stroke). So if this is the case then is it really worth then money I would put out on the insurance if they are just going to find a reason NOT to pay?
  6. This is one of the articles on my current blog. So stop by and check it and share if you enjoy. http://usmcretired.b...do-not-kid.html EXPAT 101, "19 TIPS TO SUCCESS" Do not kid yourself its hard. Beware of moving overseas! It’s tough, confusing, disorienting… and ultimately, extremely rewarding. So take it one day at a time and learn to walk before you run. Living overseas will not solve your problems It may distract you for a while but you’ll likely find that once you’ve been overseas for a while, old habits and patterns begin to re-emerge and you’ll find yourself with all the same problems, just in a different place. Your problems could only get worse if you run. Face them prior to leaving. Eliminate baggage Becoming an expat is not only physical, geographical, and logistical it’s also emotional. Your priorities change. Having these things back home will make you miss them. Then when you return home you may question why you left to start with. It was such a distant memory. Bring Money When you arrive budget is out the window as you try to settle in. So you must have more money then you thought. Plan for the emergency that may arrive and be prepared. Visit First All the reading and understanding does not explain the culture. There is nothing that compares to boots on the ground. A book and words mean nothing in real world situations So visit for a while and see if it suits you. Be Flexible Be prepared to be flexible about specific destinations. A lot of research on a city that you think you would love. After a couple of days of getting there you may realized it wasn’t the kind of place you wanted to spend more than a week let alone a life time. You are not married to one place so do not give up. Just move to another city. Have Goals Know where you want to be and set a time frame. Know that you must sacrifice in the short term to eventually reach those goals. If you come up short set the goal again. Governments problems can be compounded You need to be patient with the documentation procedure, be open and understanding with different languages and culture.” Research Research, research, research Have a support structure Dedicate time to spend time with people of similar culture to bounce ideas and thoughts off. It will keep you grounded. It will allow you to be open to talking about your fears and frustrations. Have interests that the country provides Do not be one dimensional when you move to the country. You must have genuine interest in the country you are moving to. Enjoy all the sites and sounds of your surroundings. Water and Condoms Don’t drink the water and use a condom. Do no accumulate to much stuff When you first arrive you will want the creature comforts of home. Yet you need to give it time before you settle into your life 100%. Ensure it is the location you desire as moving again would be of significant loss. This can be an emotional and physical drain if you must relocate. Eat and speak local Live outside your own little bubble. Get out Eat foods that you never thought you would, Take in the culture and learn the language. Push your self to the limits and then you reap the rewards. Its not your home country Your values and your idea of right and wrong belong in your home country. Adapt to the surrounding and try to be an Expert of life there. If you try and compare it will frustrate you and soon you will be packing. Be a tourist There is nothing wrong with being a tourist. It actually gives you an excuse when you make an error. Slow down take time and just enjoy this new life. After the honeymoon is over then settle into that new life. You will miss family People that do not travel frequently become home sick. They miss the close family support structure. This life changing decision can not just be undo instantly. It would be very costly to head back home. So you should consider this aspect prior to any move. It is a move not a vacation This is a step to a new location and new life. It will not end after a month so understand the dynamics involved. Do not think it is an extended vacation. This will be your life from today forward. Dream or reality As long as you sit at home and dream about this. The farther away it becomes. The only way to make this happen is to do it. Then it becomes a reality. Talk is cheap and dreams happen every day. Reality is when you step off the plane and you have arrived. To make this happen you must take the steps in the direction required and do what is required. Every step forward is a step towards making this a Reality. Tim Potter "aka" USMC retired Tim-Potter from Sugarland Texas Tim-Zol-Potter
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