In response to encouragement from a few LinC members, I've been persuaded to post on my experience with this topic.
One of my (endearing?) characteristics is that I talk a lot! - when I start it's hard to stop!
So I will input several initial pages to get the thread rolling.
To keep it compact and easier to read, please hold off on comments until at least, after the 3rd page.
It will take me some time to get the 3rd page up, so please restrain your enthusiasm! - Lol!
So here we go!