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    • Paul

      New Members' Forum   03/09/2017

      Hello. If you are a new member, and feel a bit apprehensive about posting in the "open" forums, or, just wish to get your "sea legs" prior to posting in the open forums, feel free to post anything you wish to talk about, in the Newbies Forum. No one will bother you, or give you any sort of grief. Everyone there is happy to help you get answers to your questions.

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    • https://www.philhealth.gov.ph/benefits/ Philhealth has a fair amount of information online explaining their case rates.  Some are paid in full.  If a LinC member has some particular needs, doing some research on their website will reveal what is to be expected.  I included just one page as an example. i had the impression there is no denial of benefits because of pre existing conditions.  Even now the country is trying to get more people registered and some of these for free such as senior citizens. This population would almost certainly have pre existing conditions. Poverty has a way of ensuring that. Some of the benefits are so good that there was even a significant amount of corruption related to this a year or so ago.  Some eye surgeries were being done on partients with questionable needs for the surgeries.  The clinics involved were getting rich doing these cost free (to the patient) surgeries. i recall that among the linC membership, there are a wide range of tales of getting fully reimbursed and others getting little.  Same can be said for some of the member experiences with private insurance. The possibility of patent records being shared between insurers from other countries seems slim.  
    • 1 USD =50.3451PHP http://www.xe.com/currencyconverter/convert/?Amount=1&From=USD&To=PHP 1 USD =50.3570PHP
    • Only roof I have seen not fade here is the clay tile type, and it's high end metal copy. i would repaint with a lighter shade, and the bottom line is not to have it rust. The sun is intense, and the paint quality is poor. I had ours painted last year with auto urethane, primer, base, and top coat. We will see if that last.
    • Family here got about 50%. Varies slightly per individual situation. Children's Hospital in Maasin City. We (I) pay the rest.
    • I don't know where you got your information, but it was wrong. 25% is about the most I've seen it pay. Philhealth is just a medical supplement. It is NOT intended to pay your whole medical bill. It is amazing that it pays as well as it does as cheap as it is for citizens. Senior citizens get it free, but it still only pays a portion.